What Insurance Do You Need?

Both salon owners and booth renters need this. It protects you and your business from injury to a person, damage to someone else's property, and slander or libel.

For many beauticians, your tools are your trade. Product Liability is designed to protect those if they are lost, stolen or damaged. Anything portable in your booth, even a picture frame, can be covered with this policy.

Professional Liability protects you from client medical bills, legal fees and compensation if they claim you made a mistake. Even if there are no grounds, clients can file claims for emotional distress, treatment gone wrong or loss of personal data. 

During this digital age, salons use an IT system to book appointments, make payments, and store client information and if hacked, your business could crash. Cyber liability covers costs for an investigation, restoration of your website and data, regulatory fines, and more.

Salon Owners use this policy to protect their business and the contents in it in case of fire, theft or other covered disasters. 

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This policy protects you and your business for unexpected instances that cause a business interruption. It will prevent a bill including lost income, moving costs, equipment hire costs, temporary rent costs.

Most states require this policy because it cares for the salon when an employee files a claim for a workplace injury. This is in place if injuries such as a curling iron burn, scissor's cut, a trip and fall, or another accident on the job would occur. Worker's comp covers their medical bills and lost compensation as well as protects your salon from a lawsuit.